Focused Expertise. Practical Solutions. Real-World Experience.

Built for Regulated Business.

GKF Legal is a Malta-based boutique law firm specialising in regulatory and commercial law for businesses operating at the intersection of law and technology.

We work exclusively with innovative, regulated industries—particularly in fintech, gaming, and emerging tech. From payment institutions and crypto-asset service providers (CASPs) to investment firms and gaming operators, we help you navigate complex legal frameworks across:

Gaming • Crypto • Payments • Investment Services • AI • Cybersecurity • Data • Digital Commerce

Our Ethos: Focused Expertise

We don’t try to be everything to everyone. We focus on what we do best:

Providing deep, targeted legal support for regulated businesses that’s:

• Commercially sound
• Implementation-ready
• Built for scale

What We Do

End-to-end legal support across the business lifecycle:

• Licensing & Structuring
  • Regulatory analysis
  • Licence applications (EMI, MiFID, CASP, Gaming - including MGA approvals and multi-jurisdictional licensing strategies)
  • Multi-jurisdictional group structuring
• Corporate & Commercial Law
  • Corporate Structuring
  • Commercial contracts
  • Corporate governance
• Regulatory Classification & Product Launch
  • Business model alignment
  • Regulatory implications under MiFID, MiCAR, and PSD2, and gaming frameworks
  • Go-to-market compliance
  • Preparation and review of whitepapers and offering documents (EMTs, ARTs, investment tokens, utility tokens, financial instruments).
• Ongoing Compliance & Risk
  • Internal frameworks and Governance structures
  • Risk and control implementation
  • AML/CFT frameworks: business and customer risk assessments, AML-by-design guidance, policies and training
  • IT security and data protection: GDPR and DORA compliance, breach response, cross-border data transfers
  • AI regulatory and IP support: compliance with EU AI Act, ethical AI governance, AI contracts and IP protection
• Scaling Across the EU
  • Cross-border expansion
  • Liaison with EU and national regulators
  • Strategic compliance alignment for pan-EU operations

In-House DNA. Real-World Perspective.

We’re more than lawyers — we’re strategic partners who’ve led legal, compliance, and risk functions inside licensed firms.

That means our advice is:

• Technically robust
• Commercially aligned
• Actionable from day one

We understand the expectations and challenges regulated businesses face — because we’ve sat in your seat.

How We Help

We provide business-first legal advice that moves with your company — not against it.

We can:

• Build systems and controls under MiCAR, DORA, TFR, AMLD and other frameworks
• Design and implement compliance and governance functions
• Prepare regulator-ready documentation
• Lead engagements with authorities and licensing processes
• Set up and train internal teams

Or step in directly as your:

Outsourced Compliance Officer • MLRO • Risk Manager • Legal Officer • Director

We provide immediate bench strength to meet regulatory expectations for licensed or authorised entities - whether as an interim solution or long-term partner.

Fractional General Counsel Services

Need strategic legal input at board level — but not full-time?

Our Fractional GC service gives your executive team access to senior legal advice on demand — helping you stay compliant, competitive, and investor-ready.

Why GKF Legal?

• 35+ years of combined experience across private practice, in-house roles, and regulatory engagement
• Deep expertise in MiFID, MiCAR, PSD2, DORA, AMLD, and Gaming
• We've been Compliance Officers, MLROs, and board-level advisors — not just external counsel
• One-stop shop for legal, compliance, and risk
• Business-minded: we know compliance is a means, not an end

With GKF Legal…

You’re not just hiring lawyers — You’re gaining a strategic partner who knows how to get things done

Why Malta?

Malta is a small EU island state in the Mediterranean, made up of Malta, Gozo, and Comino, with a population of around 550,000.

It offers:

• A strategic location at the crossroads of Europe, North Africa, and the Middle East
• An English-speaking, EU-regulated jurisdiction
• Thriving sectors in financial services, iGaming, fintech, and digital innovation
• A welcoming climate for startups, scaleups, and regulated digital firms

Malta’s capital, Valletta, is a UNESCO World Heritage Site — rich in history, culture, and opportunity.